The most expensive property in the United States is up for sale in Naples, Florida for $295 million — but there’s a climate factor interested buyers should consider.

Set along the Gulf of Mexico, the Gordon Pointe townhouse is on a nine-acre estate with 22,800 square feet of living space, 1655 feet of water front, 728 feet of beach front, and 927 feet of bay front.

According to the listing on Coldwell Banker Realty, the “private oasis” is situated in Port Royal, an “exclusive neighborhood,” and includes a private 231-foot yacht basin with a 111-foot dock.

“There is nothing like it, anywhere,” the description says. “Gordon Pointe lends itself to many possibilities with incredible flexibility which could be an ideal private and gated family compound with a few incredible homes or the potential for several special home sites.”

open image in gallery

The property has one main house and two guest houses, six rooms total, and 24 bathrooms. Each guest house is said to be around 5,000 square feet, per a CNBC report.

Gordon Pointe was first listed in February of this year. The home was originally built in 1989 and has been owned by John F. Donahue, a philanthropist, since.

open image in gallery

While the picture-perfect white sand and vibrant greenery make this property appealing, there’s one climate risk that threatens its appeal.

First Street Foundation’s climate risk researcher Jeremy Porter told The Guardian: “It’s almost a certainty this property will experience a flood.

“It is a beautiful area, people here want access to the water and the beaches but it’s extremely exposed to flooding. These are basically properties built on water,” Porter added.

First Street Foundation is a non-profit organization that focuses on flood analysis. As of now, their data shows a 68 percent risk of flooding at Gordon Pointe in the next decade and a half. What’s more, First Street Foundation found there’s a 95 percent chance of flooding in the next 30 years.

On Zillow, Gordon Pointe flood factor is a seven out of 10 flood, which is characterized as “severe.”

The Florida property’s sale came to light as an island in New York is listed with its own considerations.

Campbell Island, a 92-acre land covered in thick woods, was listed for $700,000 on Private Islands Inc. as one of the least expensive islands in the state. But while the price may be right for some interested land owners, there are several factors that make this island a little less desirable.

The current owner, Janne Casatelli, who inherited part of the property from her dad and bought the remaining acres years ago, told Gothamist Campbell Island isn’t all that accessible and is connected to the mainland by railroad tracks.

Additionally, Casatelli explained how the property was close to a nature preserve, which she said makes it increasingly difficult for development projects to be approved. For the most part, however, no one really frequents to the land except for local fishers, bikers, and regulars who walk to the trails.

Read More