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    Martin highlighted the: “NS&I income bond, forget the name it’s an easy access account that pays 1.16 percent.

    “It’s totally safe because it’s a government backed saving scheme.”

    He concluded by highlighting the interesting fact that the government are actively boosting the account: “It’s almost an artificial rate, they’re pumping it up and they have to give at least two months’ notice if they’re going to drop the rate.

    “So if you just want somewhere to put your money: easy access NS&I income bonds.”

    The central bank sets a base rate for the country which usually impacts the interest rates offered by regular financial firms.

    In its most recent update, the Bank of England lowered the base rate to 0.1 percent.

    This is the lowest it has ever been and some dear that the base rate may move into negative territory in upcoming decisions.

    The next base rate change should occur in August. 

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