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    A person will only receive their state pension when it is claimed but there is no obligation to do so.

    If a state pension is not claimed it will automatically be deferred and if this is done for long enough, the eventual payments will be increased, beyond even the full amount.

    A state pension will increase for every week of deferment so long as it is deferred for at least none weeks.

    It will increase by the equivalent of one percent for every nine weeks of deferment, working out as just under 5.8 percent for every 52 weeks.

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