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    However, it is worth noting the sum is not available automatically upon reaching the state pension age, and instead it must be claimed from the government.

    But the Triple Lock Guarantee is designed to increase the full state pension amount each year, after first being introduced by the coalition government in 2011.

    Triple Lock means the state pension rises each year by the greatest of 2.5 percent, the percentage growth in prices in the UK, or the average wage increase.

    This year, state pension rose by 3.9 percent, in line with average earnings.

    READ MORE: State Pension UK: How pensioners can boost their sum after claiming

    Pensioners can only unlock their rise if they live in the European Economic Area (EEA), Gibraltar, Switzerland, and other countries which have a social security agreement with the UK.

    But even though the UK does have social security agreements with countries such as Canada and New Zealand, the government website states Britons cannot receive increases if they live in either of these countries.

    It is thought those who are most affected by the rules surrounding state pension increases abroad live in Australia, South Africa, Canada and New Zealand.

    And estimates suggest over 500,000 British pensioners living overseas could be missing out on the state pension increases. 

    With the exit of the UK from the European Union, many expats were concerned about how their pension could be affected.

    However, the withdrawal agreements from the UK has negotiated reciprocal rights for state pension increases.

    This means those who have retired to European Union countries should see their pension increase in line with triple lock.

    But rises may be conditional on whether an arrangement with the EU is in place on January 31, 2020, so it might not be plain sailing for pensioners.

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    If a person returns to live in the UK, however, the government explains their pension will increase to the current rate.

    Those who need further advice on how their pension could be affected if moving abroad are encouraged to reach out to the International Pension Centre. 

    And those who live abroad can choose to be paid every four or 13 weeks. 

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