Britons may be going about their typical day when they receive a phone call claiming to be from the police.

The caller tells the individual there has been fraudulent activity on their bank account, and asks the individual to cooperate in a supposed investigation to resolve the matter.

Telling the person they have their name and address, all the individual is told they need to do is confirm their bank details and PIN.

It is at this point many people will panic, as the matter sounds serious, especially when the so-called police ask them to withdraw £5,000 in cash to use as evidence.

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If a person needs to call their bank back to check, Action Fraud says they should wait five minutes as fraudsters may stay on the line even after someone hangs up.

Finally, a debit or a credit card belongs solely to an individual, so they should never let anyone take it from them - only handing it over at their bank.

If a card is cancelled, Britons should destroy it themselves to avoid anything untoward happening.

Individuals can report issues to Crimestoppers 100 percent anonymously, via phone or online.

Support is also available through Action Fraud if someone has been a victim of courier, or any other type, of fraud. 

Those who have already given their bank details over the phone or handed over their card should call their bank straight away.