"I was delighted when Treasury Minister John Glen agreed in advance to review any policy proposals the LSE came up with.

"The independent, practical solutions in this report leave no excuse for not tackling this, though as an urgent first step, the Government must agree to do the remedial work, using critical data it has access to, to cost the solutions up fully.

“Speed is necessary now, as coronavirus has torn through people’s livelihoods.

"But for people whose finances and freedom have already been destroyed for more than a decade, they had already met breaking point – they are now defeated.

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