Those without children may find it more challenging, and may not have any family support to fall back on in times of hardship. 

Suzan, 76, said her child was a vital source of support, adding: “My daughter is my greatest ally, bless her.

“If ever I’m short, I can borrow from her and pay her back. Not large amounts, but sometimes on the weeks that are difficult, when I have a lot going out.”

The charity Independent Age has called for the Department for Work and Pensions (DWP) to help older people who are struggling with their financial situation.

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