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Britons may be missing out on an income boost which could top up their annual income to £9,000. Pension Credit could also entitle people to a host of other benefits and discounts.
Pension Credit is a benefit provided by the Department for Work and Pensions (DWP) to people who are over state pension age and on a low income to help with living costs. It is completely separate from the state pension, and can be received even if people have other income or savings.
It is believed around 1.5 million pensioners currently receive Pension Credit, but plenty of people could still be missing out, as this figure is understood to represent just 60 per cent of the people who could claim.
How much is Pension Credit worth?
The Guarantee Credit element of Pension Credit can top up single people’s weekly income to £177.10, which adds up to £9,209.20 per year.
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Pension Credit recipients could also be entitled to other forms of financial help, with the following benefits possibly available:
Free TV licence for over-75s
Council Tax Reduction
Cold Weather Payments
Warm Homes Discount
People may also be able to claim additional amounts of Pension Credit if they have other responsibilities and costs.
For example, those who have a severe disability could get an extra £67.30 per week, if they receive any of the following benefits:
Attendance Allowance
Armed Forces Independence Payment
The middle or highest rate from the care component of Disability Living Allowance (DLA)
The daily living component of Personal Independence Payment (PIP)