Universal Credit UK: You may be eligible for hardship payments – check now

If this occurs, some claimants may be able to get some emergency money to help cover the costs of certain household expenses like utility bills.

This is known as a hardship payment.

The hardship payment itself will be paid as a loan, meaning the claimant will need to repay it when the sanction ends.

These repayments will usually be made from future Universal Credit payments, meaning that a claimant’s income will be lower until the debt is paid off.

To apply for a hardship payment, a claimant will need to contact the Universal Credit helpline.

If the payment is awarded, it will only cover a limited period up until the claimants next normal Universal Credit payday.

If further hardship payments are needed, additional applications will have to be made.

All hardship payment applications will require evidence to be provided.

Hardship payments will usually cover around 60 percent of the amount that the claimant was sanctioned by over the previous month.

When the repayments are made, the DWP will usually reduce the regular Universal Credit payments by up to 30 percent of the claimant’s standard allowance.

Standard allowances are the minimum that all Universal Credit claimants will receive and they’re dependent on the person’s age and relationship status.

If a hardship payment application is denied, the claimant can ask DWP to rethink their decision under mandatory reconsideration rules.

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